Should you give cash to a homeless person?

Should you give cash to a homeless man?

Should you give cash to a homeless man?

You move along a sidewalk in a busy city. You can see your breath with each exhale. A homeless man comes into view leaning back on the building ahead.

Do you…

a) Avert your eyes and keep walking? It’s as if not seeing him, makes him not real.

b) Drop a few dollars in his upturned hat…with little or no eye contact? It relieves the guilt of not doing more.

c) Hand him a gift card to McDonald’s or a “homeless survival kit” in a ziplock bag? It feels more responsible than giving cash. Don’t the homeless just use the $$ for alcohol and drugs?

d) Invite him to have breakfast with you? Time to hear his story and share a meal offers a brief moment of human touch.

All of these scenarios are me. All of them speak to my struggle on how to care for those around me. Many, many opinions exist on these options.


I confess that I have walked passed homeless men and women…pretending to be deep in thought or in conversation. It’s a sad statement of my own discomfort and brokenness. I don’t like this response in me. I am trying to be more attentive to the needs around me.

Cash Hand-outs

Keeping a few dollars in my pocket allows me to be able to give, easily. But is this really the goal? Ease? But it does ease the guilt of doing nothing. Some homeless advocates, however, strongly oppose these hand-outs. It removes initiative and dignity from the recipient, they say.

But the scriptures call us to give. They don’t say to give to those who have a productive plan. We are to be generous to those who have a need.

Stuff Hand-outs

Giving a McDonald’s gift card presumes that the homeless man is hungry. Giving a “survival kit” assumes he needs soap, deodorant, granola bar, and socks. Maybe he needs money for medication…? Or, maybe he is a professional panhandler who will get up at the end of the day and walk to his car with the $300 he “earned” that day.

But… maybe hot coffee and a meal will bring needed comfort to someone whose life is a constant struggle.

The Meal

Sharing a meal together offers value beyond the food itself. Listening to someone’s story affirms their significance. Listening with judgment, however, demeans and shames.

When in New York City a few years ago, we frequently invited homeless men and women to lunch and dinner. Over a burger, salad, or breakfast bagel, we heard the difficult circumstances of their lives (both past and present). A hand on the shoulder and brief time for prayer frequently brought tears to eyes …theirs and ours.

But they returned to the street and we to our comfortable lodging.

Is there another way?

An invitation. Stop and talk, then extend your hand to help. Know what your city offers for the homeless and the under-resourced population.

Over the years, for example, we have served several times with a ministry that reaches out year-round to the homeless population in Philadelphia. They host meals, conversation, and a thriving AA chapter among other ministries. When walking on Kensington Avenue, this is a place to which I can invite a homeless man or woman. Their connection can bring dramatic transformation.

A relationship. Stop and talk, then extend your heart to help. Give time to mentor and encourage him or her in the context of responsible, proven ministry. Restoration requires time and effort on many fronts. Going it solo, however, does not have a good success rate.

A calling. If the Lord prompts you to give money, a gift card, or hygiene kits, please do so! But if you are giving out of guilt or pride, it may be best to hold on to your funds.

So…should you give cash to a homeless person? It’s really not such a simple question. But neither is life. But then, we know that God created us to be in community… with one another and with himself. Restoration of these relationships will bring the ultimate healing for which we all seek.

Your Turn

1) Research your city’s resources. Know where to refer people. Consider sharing your gifts and talents to help the ministries and organizations.

2) Read about ways to truly help the under-resourced people in your community and beyond:
Toxic Charity (Robert Lupton)
When Helping Hurts (Steve Corbett and Brian Fikkert)
Rich Christians in an Age of Hunger (Ronald J. Sider)

3) Pray and seek God’s leading to begin something new in your community!

Posted by Sharon R. Hoover

photo credit: Eric.Parker via photopin cc


About Sharon R Hoover

Serving the church for over twenty years in discipleship and mission ministries, I've walked alongside many people travelling and exploring the journey of faith. Add in my own crazy path and I hope my writing will offer glimpses of life worth sharing.
This entry was posted in Faith, Missions and tagged , , , . Bookmark the permalink.

6 Responses to Should you give cash to a homeless person?

  1. Lisa G says:

    Its too late for me to comment a bunch, but great post. Tons of great info and something that I think about often as well. I love your missional focus!

  2. John says:

    Excellent post Sharon.
    Its certainly a challenge with those who come up on the street looking for money. A while back I was in London & had such a situation. A young girl approached with tears asking for bus money but being in a foreign land for just one day I had no local currency. I apologised and walked on, but watched her. The tears turned off & she watched other men until she found another “mark” and did the whole act again. She was a fraud.
    Should this discourage people from giving on the street? Absolutely not! There will be scammers and fraudsters and fakers whose only purpose is to decieve. Satan has his people everywhere. But so too does the Lord. It is my conviction though that the Lord will deal with the scammers but He has said too that “Where I am there is my servants also.” So what if they take a few bucks? So what if they get away with their scam? We give for the sake of those who need it, not for our own benefit or to assuage guilt.
    Excellent post.
    God bless,

    • I so appreciate your comment that ‘we give for the sake of those who need it and not for our own benefit.’ Giving out of our own selflessness and brokenness keeps arrogance and god-complexes to a minimum. Thanks for stopping by, John, and joining in the conversation!

  3. I used to struggle with this so much, but I have come to realize it is not my job to worry about what someone will do with whatever I give them. Now I give with peace in my heart and know the situation is in God’s hands. Thanks for addressing this with such clarity!

    • Hi Linden! Seeking to follow the Lord’s promptings in each of our lives, we make our daily decisions. May the Lord you as you continue to give generously to those whose path you cross. Thanks for stopping by!

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